📉 Why Ultra-Low Pandemic Rates Aren’t Coming Back — And Why That’s Actually Good 👍

📉 Why Ultra-Low Pandemic Rates Aren’t Coming Back — And Why That’s Actually Good 👍

📉 Why Ultra-Low Pandemic Rates Aren’t Coming Back — And Why That’s Actually Good 👍Bill Rapp - Commercial & Residential Mortgage Broker
Published on: 01/12/2025

📉 Why Ultra-Low Pandemic ERA Rates Aren’t Coming Back — and That’s OK For years, buyers, investors, and even real estate agents have held onto one big hope: “Rates will go back to 2% and 3% again.”

Bill Rapp, Commercial Mortgage Broker
⚠️ 3 Lies Homebuyers Still Believe About Credit Scores

⚠️ 3 Lies Homebuyers Still Believe About Credit Scores

⚠️ 3 Lies Homebuyers Still Believe About Credit ScoresBill Rapp - Commercial & Residential Mortgage Broker
Published on: 11/11/2025

⚠️ 3 Lies Homebuyers Still Believe About Credit Scores When it comes to buying a home, few topics cause as much confusion as credit scores. Between outdated advice and online myths, many homebuyers still make avoidable mistakes that can delay — or even derail — their mortgage approval. Let’s debunk the top three credit score lies that keep borrowers from success.

Bill Rapp, Commercial Mortgage Broker
💸 What Is Debt Yield & Why It Matters in CRE Financing 🏢

💸 What Is Debt Yield & Why It Matters in CRE Financing 🏢

💸 What Is Debt Yield & Why It Matters in CRE Financing 🏢Bill Rapp - Commercial & Residential Mortgage Broker
Published on: 23/10/2025

🔍 What Is Debt Yield? Debt yield is a measure of a property’s net operating income (NOI) relative to the total loan amount. It shows how quickly a lender can recoup their investment if they were to take ownership of the property.

Bill Rapp, Commercial Mortgage Broker
⏱️ Fastest Way to Finance a Fix-and-Flip 🏠

⏱️ Fastest Way to Finance a Fix-and-Flip 🏠

⏱️ Fastest Way to Finance a Fix-and-Flip 🏠Bill Rapp - Commercial & Residential Mortgage Broker
Published on: 18/10/2025

⏱️ Fastest Way to Finance a Fix-and-Flip In real estate investing, speed is everything. When you find a great fix-and-flip opportunity, delays in financing can mean losing the deal altogether. Whether you're a seasoned investor or a first-timer, understanding the fastest way to secure funding is key to maximizing profit and closing quickly.

Bill Rapp, Commercial Mortgage Broker